Student Insurance
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All Pan Atlantic students are covered by health insurance. Most students are covered by a PPO/NAP policy arranged through Pan Atlantic Foundation called “Aetna”.
When visiting a doctor’s office or medical facility, students should take their insurance card and Permission for Emergency Treatment Form(included in student application). If a student is seeking medical attention they should always contact their Area Representative for guidance. If the doctor’s office will not bill the insurance company for the student , then they are responsible for paying the doctor’s office. They will need to keep all receipts to submit a claim to the insurance company for reimbursement. |
Sick and need to see a Dr. ?
Follow these steps when you are sick or need to see a Doctor.
1. Let your Area Representative know that you are sick and wanting to see a Doctor*. They are trained in this subject and can assist you and your host in finding you the appropriate care.
*We urge students to go to an urgent care or regular doctor. IF you go to the Emergency Room (ER) and they do not admit you, you will have to pay $350 out of pocket for your visit.
2. You will need to take your insurance card and student ID card. Your host will also need to take your permission to treat form that can be found in your application. (this is a form your parent(s) signed so that you can receive medical attention)
* Your insurance provider is Aetna NOT Pan Atlantic.
3. IF you receive a prescription for medication you do have to pay for your medication at the pharmacy. You will need to keep all of your receipts because you can fill out the form below and send it along with your receipts to the insurance company and they will return your money. To get the refund, you must send your form and receipt in 60 days or less. ( You may also use this form if your medical provider does not bill the insurance directly.)
1. Let your Area Representative know that you are sick and wanting to see a Doctor*. They are trained in this subject and can assist you and your host in finding you the appropriate care.
*We urge students to go to an urgent care or regular doctor. IF you go to the Emergency Room (ER) and they do not admit you, you will have to pay $350 out of pocket for your visit.
2. You will need to take your insurance card and student ID card. Your host will also need to take your permission to treat form that can be found in your application. (this is a form your parent(s) signed so that you can receive medical attention)
* Your insurance provider is Aetna NOT Pan Atlantic.
3. IF you receive a prescription for medication you do have to pay for your medication at the pharmacy. You will need to keep all of your receipts because you can fill out the form below and send it along with your receipts to the insurance company and they will return your money. To get the refund, you must send your form and receipt in 60 days or less. ( You may also use this form if your medical provider does not bill the insurance directly.)
Student Insurance Documents and ExclusionsEach student and host family have been provided with their Student Insurance ID and Visa Letter. The Visa Letter contains coverage information.
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Medical Provider
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Insurance Claim
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Medical Treatment in the USA
This video explains Emergency Room, Urgent Care and Dr. Office visits and when you should seek care at each one.
You can also use this diagram to decide which provider to visit.
You can also use this diagram to decide which provider to visit.